Bitterroot Financing

At Bitterroot Furniture & Sleep Gallery we offer a variety of ways to help you get the new look for your home that you've been dreaming about, without breaking the bank. With 5 separate ways to pay, including not only a No Interest Plan, but also a Pay Later Plan and more, you can find the perfect financing option to meet your needs and your budget. Stop by or give us a call today to learn more about Bitterroot's "Buy it Your Way, Everyday" financing options!

Buy it Your Way, Everyday!

Quantity Discount Plan
$2000 - $4999 Earns a 5% Discount
$5000 Plus Earns An Additional 2% Discount 
Cash Interest Plans
2% off for Cash at time of Purchase*
No further Discount on Sale, Coupon or Factory Set Pricing.
Minimum Purchase $999.
No Interest Plan
No Money Down, No Interest, 6 Monthly Payments OAC
Minimum Purchase $499 
Pay Later Plan
No Money Down, No Interest, Balance Deferred For 12 Month OAC
Minimum Purchase $999
Low Payment Plan
$25 Minimum Monthly Payment - Minimum Purchase $999
Payment is 2.5% of Purchase Amount
Cash is cash or check, not credit card. Financing is offered on approved credit only. No further discounts on sale, coupon or factory set pricing. Not available with previous purchases.

Deposits and Payments

How much am I required to put down on my purchase?

  • We require a 25% deposit at the time your order is placed and before we process any sale, including customer orders.
  • Clearance merchandise requires 100% payment or credit approval at the time of purchase.
What types of payment do your accept?
  • Bitterroot Furniture accepts Mastercard, Visa, Discover, and American Express. We also have a variety of financing options available.
  • If you paid the deposit by cash or check, you will be required to pay the outstanding balance before the merchandise will be scheduled for delivery.


Synchrony credit card gives you the flexibility to pay for your in-store purchases over time while you enjoy your new furniture now.

As a synchrony card-holder, you'll enjoy these benefits:

  • Convenient monthly payments
  • A revolving line of credit for your future furniture needs
  • Special promotional offers where available, including no-interest and reduced rate interest plans
  • No annual fee and no prepayment penalties
  • An easy-to-use online bill payment option